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starting from sweet 16 to the final four and now the national college basketball championship. two teams are in it to win it. news doesn't take the weekend off, and neither do we. cnn weekend early start begins right now. let's get to that developing story off the coast of san francisco. the u.s. coast guard trying to reach injured crew members aboard a crippled racing yacht. it is the geraldton western australia. the boat was hit by a massive wave that took away most of their steering and injured four crew members as well. they're around 400 miles off the coast of san francisco. t...

2012 can be the year to take control of your finances again and end the year in better shape than you started. that is our goal, folks. stacy francis is the ceo of francis financial and john is president of consumer education at smart credit.com. welcome to the program. good morning. >> good to be here. >> john, we don't want to add more credit card debt. we don't want to end this year and go into 2012 with more credit card debt on top of the debt from the year before. how do you get a grip on this situation, your credit situation here? >> all that stuff you're going to open under th...