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3.891% for 30-year fixed rate mortgage. >> what do you call someone who visits the white house 159 times? either that person is a pest or a very valued pal. hard to say what it makes former irs commissioner doug shulman, the fact he did stop by the executive mansion more than any cabinet member and at least 158 times more than the previous irs commissioner says he did for official business has raised eye brows, katie, that's remarkable and unprecedented. what is going on? >> it's abnormal you would think because he visited the white house so often it was normal if you go back to the bush admin...

It reached an low 5 and then rose to 13 of this year and following the election it has risen to more. are unions overconfident at this point? >> i don't think they are overconfident. this is actually what we are looking at income inequality. look at walmart as an example. here is a company that made $16 billion in 2011. their average employee makes $8.891. their employees are on food stamps. the employees are the one that are getting tired of it. if you look at sutter health, they made $4.2 billion over the last seven years. they want to cut benefits. why should the employees give up benefits ...