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Little detail, especially if your credit score antithat good. interest rates at record highs. the average rate you're seeing right now 14.72%. some people, 59.9% on your interest rate on your credit card and that is if you have bad credit. banks have lost some of their revenue streams because of the card. they can't just raise your rate. they have to explain it to you and give awe time frame when this is going to happen so they are looking to make back some of that revenue by doing this. also, bad news on top of all that is that these rates could stay this way for a while because there's no ch...

Paying for everything in the medical system, which is driving up costs. that's part of the reform bills that passed both the house and the senate. >> well the health care reform summit starts in about 30 minutes. >> and it's insight. >> there you go. and it's inside, where you don't be cold. >> although you are beautifully lit back there as the sun rises. thank you both. what is in your wallet? how about a credit card with 59.9% interest, and with credit card protections like that, who needs enemies? woman down from nasal allergy attack.

Saturn as their cost cutting. and what should we be on the lookout for? >> that's a great way to put it. even after credit card reform, some lawmakers are calling this gaping holes in the legislation. with the interest rates you might not be able to believe this. let me give you an example. premiere bank is offering a card with 59.9% interest rate. they can still do it. here in new york, they are capped at 18% interest rate by law. and that infewer rates some lawmakers that banks don't have a cap. here is one lawmaker. take a listen. >> what we have right now are millions of americans who ar...