Little detail, especially if your credit score antithat good. interest rates at record highs. the average rate you're seeing right now 14.72%. some people, 59.9% on your interest rate on your credit card and that is if you have bad credit. banks have lost some of their revenue streams because of the card. they can't just raise your rate. they have to explain it to you and give awe time frame when this is going to happen so they are looking to make back some of that revenue by doing this. also, bad news on top of all that is that these rates could stay this way for a while because there's no ch...