First time buyer, i don t think i can now afford to get a mortgage. let s talk to our mortgage expert. an offer of a mortgage of more than 10% seems extraordinary. what you see on the markets? we 10% seems extraordinary. what you see on the markets? 10% seems extraordinary. what you see on the markets? we have seen a hue see on the markets? we have seen a huge increase see on the markets? we have seen a huge increase in see on the markets? we have seen a huge increase in rates see on the markets? we have seen a huge increase in rates in see on the markets? we have seen a huge increase in rates in the - see on the markets? we have seen a huge increase in rates in the last - huge increase in rates in the last week alone. it s been reported in news earlier this week to lenders completely withdrawing from the market. one of those has actually come back to the market now, but you are seeing considerable hike to what they were. they were putting rates of 3% up to a% depending what s ....