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Community banks and credit unions have pooled their resources and ideas to develop a bilingual challenger bank, banking-as-a-service playbook, cheaper alternative to Zelle and other innovations.
The fintech is also relying more heavily on its bank charter as rising interest rates make selling loans to investors more challenging.
In a recent survey, financial institutions named artificial intelligence their top priority for investments against increasingly sophisticated fraud.
Matthew Quale was formerly the president of Bask Bank, a standalone digital brand under Texas Capital Bancshares.
Challenger banks and apps such as Zeta, Onward and Nerve are helping people manage complex financial relationships beyond simple joint accounts.