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>> predictions, toby. >> aol for e-mail, they were old but a new system is coming out, and, i think it will help the stock up, 40%. >> john, bull or bear. >> bear. sorry. toby. >> no worries. >> what do you like. >> about to blow up now, microsoft takes a bite out of apple, 20%, by year end. >> gary k.? you like that. >> no. earnings down, revenue down, going no place fast. >> what do you like, then? >> i'm worried about a risky market, i'm going low beta value stocks and the pharmaceuticals are acting well, pfizer, 20% in 6 months, and trading ten times earnings and acting -- >> bull or bear....