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MediSave limits in 2021: When can you use MediSave to pay?

1. MediSave limits for hospitalisation & surgery
Sorry, but you cannot use your MediSave to pay for that GP visit you made in order to get an MC. If you get hospitalised or have to undergo day surgery, however, you will be able to use MediSave to pay.
Two types of MediSave limits apply: (a) daily hospital limits (which only apply to hospital charges excluding surgery) and (b) surgical limits (only apply to surgery). So if you get hospitalised and undergo surgery, you can claim up to two different limits.
(a) MediSave limits for hospital charges
Type of hospital stay
Inpatient episodes ....

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How to avoid overpaying your insurance in 3 steps

5 per cent
Based on the above example, you’ll find that while this person had $4,000 in his budget to start with, he’s only able to comfortably afford an insurance plan that costs up to $200 or 5 per cent of his take-home salary, assuming that he/she is not going to compromise on savings or investment.
This is considerably lower than if we were to apply the purported “10 per cent to 20 per cent” rule to this budget breakdown.
Even by allocating the minimum 10 per cent of his income for insurance, it would’ve exceeded his comfortable budget and could possibly even affect his cash flow. ....

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