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Look. ameri-health is our current provider right now that just sent the letter. i do have to bid it out. what i hear from other business owners i'm not going to have much luck there either, it is all about the same. >> what do you think about the fact some people got big business waivers, unions, on capitol hill they managed to make sure they get subsidies on health care for themselves. what is your thought about that? >> it is tough. you know, as a small business owner i'm used to getting the dirt kicked on me. and i have to think of more ways to keep generating revenue and keepi ining floati...

Month after tax credit. >>brian: obviously you don't know what your co-pay is. you don't know what your premium is. you don't know what you're getting for that amount of money. do you get to pick your own doctor? >>steve: that's just it. you were talking about new york state. i looked up for new jersey, where i live, and in new jersey it turns out there would be -- this is going to be part of the federally operated exchange. there are only going to be three insurance companies selling on it. horizon, blue cross-blue shield, ameri health new jersey. here's the thing. if my doctor doesn't take a...