How to Read and Interpret Your CIBIL report?
2 Credit information companies (CICs) are independent, third-party organisations that collect financial data regarding loans and credit cards and share it with their members in a comprehensive manner. Individuals also can easily obtain own credit report, including credit score and history by paying certain amount to any of the four CICs in India. There are four CICs, TransUnion CIBIL Ltd (CIBIL), Experian India, Equifax Credit Information Services Pvt Ltd (Equifax), and CRIF High Mark Credit Information Services. Financial institutes like banks, and non-banking financial companies (N...
Source: moneylife.in