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Annuity Basics Connie Costanzo will explain on Zoom what an annuity is and how it can provide you with supplemental retirement income beyond traditional retirement sources such as IRAs and 401(k)s. Explore the key features of immediate vs deferred annuities and fixed vs variable annuities. ....
Channel3000.com January 6, 2021 11:46 AM David Rodeck - Forbes Advisor Posted: Updated: January 8, 2021 5:36 AM A single premium immediate annuity (SPIA) is one of the simplest types of annuity contracts. With a SPIA, you make a single large deposit with an annuity company and your monthly payments begin immediately. While SPIAs are easy to understand, buying them requires some foresight. You purchase a SPIA with a single lump sum, instead of making incremental payments over time as with some other types of annuities. What Is a Single Premium Immediate Annuity? A single premium immediate annuity is an annuity purchased with one large upfront payment. The SPIA immediately begins paying you back your purchase price plus a modest interest rate in installments. ....
WKBT January 6, 2021 11:46 AM David Rodeck - Forbes Advisor Posted: Updated: January 8, 2021 5:43 AM A single premium immediate annuity (SPIA) is one of the simplest types of annuity contracts. With a SPIA, you make a single large deposit with an annuity company and your monthly payments begin immediately. While SPIAs are easy to understand, buying them requires some foresight. You purchase a SPIA with a single lump sum, instead of making incremental payments over time as with some other types of annuities. What Is a Single Premium Immediate Annuity? A single premium immediate annuity is an annuity purchased with one large upfront payment. The SPIA immediately begins paying you back your purchase price plus a modest interest rate in installments. ....