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Christmas is my favorite holiday because of the focus on giving. My husband and I want to be extra generous with our four children, our church and our favorite ministries. We have a budget of $3,000 for all of these. Can you help us set priorities?
Inflation has hurt our family. We have very little money to spend on Christmas gifts this year. I am tempted but decided to skip all the Black Friday madness this year. My husband and I discussed using our credit cards for Christmas gifts, but he said no way. Haven’t you offered tips for ways to celebrate without spending money?
I’ve made many bad decisions that have negatively impacted my family financially. There are days when I honestly feel like giving up. I can’t even afford to do nice things for the children during the holidays. We are in a dark hole, and it feels very hopeless.
My spouse is frustrated at work. I’m afraid he will get fired if he’s not careful. Can you give me some tips that I can share with him?
My spouse recently confessed to secretly opening a credit card in our name. It is now maxed out. We are determined to pay it off together but could use some tips for the debt and rebuilding trust.