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Minimum wage to $15 and do all of these great things. the problem is when you are in college you don't say wait a minute, who will pay for that? you don't think about those things. you you think we will all have this great stuff. >> college debt is out of control, $1.6 trillion. so people are thinking about it, but your utopia point is perfect. you are living in utopia yourself. there is always a cafeteria open and a party to go to and some girl who will sleep with you no matter how unattractive you are. >> all of the kids you know what they want? their student loans for given. they want to go...

Families obviously for a variety of reasons is just not happening. >> it's harder. it's harder for all sofrts of reason -- sorts of reason. take, for instance, college. we are expanding educational opportunities. but when you push back college and all of a sudden you're not looking to form a family until 22 at the earliest, and then you're up against the wall of biology. >>gretchen: what is the answer to try to rebalance society? >> we don't need to convince people who don't want to have kids to have them. there are plenty of good reasons not to have kids and i celebrate those decisions. we sh...