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Dollar amount than there is for a younger person to level the playing field. we're still tweaking that. the final plan is not final. >> bob, do you feel comforted by the idea of a refundable credit? >> that is cash going for you -- >> i am hopeful that the plan will fit our needs to have the preventible care. >> we have not changed the package at all. we have not changed the essential benefit package one iota and i'm comfortable bob, you will have with higher -- it's cash in your hand, a refundable tax credit, whether you have the cash or not, you're getting a plan that works for you which is ...

Against mandates. it depends what you are mandating. with obamacare you are mandating insurance that doesn't necessarily give you axis to what i offer in the doctor's office. premiums are very high. deductibles are very high. narrow networks of doctors available. so president trump is right when he says that obamacare is not working and patients should have access to the insurance that works for them. that makes total sense. why should we mandate that people get insurance that doesn't necessarily work, doesn't give them actual healthcare? >> heather: still there will be this 30% surcharge on p...

Part of the obamacare bill forced employers to provide a one size fits all benefit package that cost more than they had before. >> gave them better health care. >> let me explain, many employers in low margin areas stopped covering. >> be able to hire more people because don't pay for health care. >> won't pay the penalty anymore. in addition many others pushed workers to part-time status. 29ers. shortest work week in history because full-time workers pushed to part-time status so employers wouldn't have to provide health care. >> trying to pin a rose on a big pile. i'm going to tell you, part...

>> -- >> how this this is a jocbs bil? >> it forced employers to have a one size fits all benefit package that cost their employers before. many employers, particularly in low margin industries, retail, hospitality, simply stopped covering their workers. 8 million people -- >> you mean those businesses will be able to hire more because they won't have to pay for health care? >> no, they won't pay the penalty anymore. and many of them pushed their workers to part-time status. so many full-time workers got pushed to part-time status -- >> she's trying to pin a rose on a big pile. part of the pro...

>> insurance companies are benefiting from president obama's 10 essential benefit package. they love that, right? everything is covered, maternity care is covered. sexually transmitted diseases are covered only as a woman and the treatment is not covered. going back to covering emergency room visits, hospitalizations and then going from there will allow -- it's great to say maternity care should be covered, right? how much maternity care should be covered and how many times should it be covered? should it be covered for a year? this kind of thing means to be scaled back. >> bill: you need to b...