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险企花式拒保自卸货车交强险遭罚,高企赔付率钳制了谁? - Vimarsana News

险企花式拒保自卸货车交强险遭罚,高企赔付率钳制了谁?

近日,山东省银保监局发布两封罚单,分别指向太保财险平阴支公司、阳光财险平阴支公司拒保自卸货车交强险事项。据营销人员表述与业内分析,拒保原因,是在车险综改后,交强险总责任限额提高,车险自主定价系数调整,导致高风险车型赔付率进一步提高。 交强险不可拒保,尤其在当前我国货车保有量占比提升,上半年新注册登记载货汽车同比增长3成,亟需保险保障覆盖。在考量商保公司可持续价值基础上,综合行业意见来看,可在现阶段考...