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Term for the markets. longer term, as long as corporate america stays robust and the earnings come coming in at the end of the day, it's going to be about corporate earnings and the question is will the good u.s. economy and good corporate earnings trump slightly higher interest rates. yes, we're coming from zero so seems dramatic. in the grand scheme of things, historically 3 or 4% interest rates on the long bond is absolutely not the end of the world. >> right. just when you think the market as agree, they have a funny way of responding. john, do you think that people have grappled with this...

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>> some of these brokerage statements, they finally changed our tk company's brokerage statement. i'm from the business. i hated that bloody thing. i couldn't understand a thing on it. >> and last, but not least, fnra.org, broker check. put in the person's name, see if there are any actions pending against them. >> wait, wait, wait -- or more importantly, contact your state securities office because the state level, often the state security supervisors -- >> are you going to get answers? >> you will get answers. >> personally i think rather than going to fnra because they expunge records. >> c...