Do now to adjust moving forward? >> okay. so this is a tough question. a lot of people won't like me answer here, i'll tell you in advance. one thing you can do, you could go and you could change your withholding again and give the irs more of your money and next year you'll get that refund again. if you miss that refund and say that's what i was banking on, you could easily change that and get the refund again. we have to go back to this idea of what is a tax refund? over 70% of americans get a refund. like you said the average is over $2,000 a person. something so many people are banking on....