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Map than we had in parts of the carolinas. where you have apalachicola, the curve is going to catch the brunt of those forward moving wave heights so, again, with that shallow continental shelf you're talking about, apalachicola will get hit hard. this little inlet, there are some homes and there are some barrier islands but panama city, destin, we just don't have that protection. you have that gradual slope of that ocean floor slowly rising and continuing. so this will inundate several areas of the big bend region. if there's an area to be hit it will be this one. it's a nature land area, a l...

Hurricane center puts out its surge warning which, by the way, they use life threatening inundation and the word historic mainly because all the storms have been west of panama city since 1950. we haven't had them this close into the east. you were talking about building codes. andrew in '92 changed the way many homes were built. it changed the codes. there were so many homes built before 1992 that do not have those supporting hurricane brackets or the way they adhere their tiles. this will be a whole new test. i wouldn't be surprised if this does become a 4 before landfall. >> god forbid. i h...

Things being hurricane proof and windows and different aspects of construction. we'll see now, 2004 hurricane ivan, hurricane dennis. ivan and dennis will be painful reminders for people in that area. you remember living those pictures, horrible. now that's not the big problem, though. wind, as, tom, you instruct us all the time, wind isn't what kills you. water is in hurricanes, storm surge. please, tom, explain to us the different aspect here of dealing with the shelf, low-lying areas in terms of feet above sea level but, also, the shelf, the continental shelf. why does that matter? >> great...