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You should have at least $25,000 that you can access if you get fired or if a disaster hits you or your family, 25k. how do you do that? first of all, never waste money, ever. the trinket, you don't need it. then, take a look at your life. see what your vices are. see what you overdo. and cut back. then, go to websites like groupon, get discounts on stuff that you have to buy. never pay full price. also, every time you have loose change in your pocket, put it in a big jar. that will add up fast. pay your cable bill. most important is what my father drummed into my head out of every dollar you ...

That you can access if you get fired or if a disaster hits you or your family, 25k. how do you do that? first of all, never waste money, ever. the trinket, you don't need it. then, take a look at your life. see what your vices are. see what you overdo. and cut back. then, go to websites like groupon, get discounts on stuff that you have to buy. never pay full price. also, every time you have loose change in your pocket, put it in a big jar. that will add up fast. pay your cable bill. most important is what my father drummed into my head out of every dollar you make save ten cents, no excuses. ...

Reverend. >> nearly 70% of people with plans pay less than $100 a month. that's less than a lot of people's cable bill. what does this mean for people who work and were worried about cost? >> i think that report shows that not only are millions of americans finding quality health coverage, they are finding affordable health coverage. it a sign the affordable care act is working. this is often less than what they pay for a cable bill or cell phone bill. and the opportunity is there for them. >> you know, ryan, louisiana senator david vitter has been opposed from the start. but now he is running...

Mergers will come with conditions, that's for sure. in many ways this may help on the cost side. programming costs have been growing 10% or double digits over the last ten years i want to say. and so from a programming perspective, they're really nervous. but it's inevitable. costs can't keep going up at this rate. it may help the biggest cost, which is programming, to really slow down. >> it's an interesting point. today in an area of the economy, people are spending less and less on consumer goods but they are still paying a lot on their cable bill. that's where customers put their money. an...

Let's ask kay rodgers. nice to see you this morning. >> nice to see you. >> he says in some cases it's cheaper. >> that's the key phrase there. i looked at how much it would cost someone making $25,000 here in new york for a silver plan, which is the midtier plan. on the high end, you'd pay $421. on the low end, you'd pay $138 a month. that's with a subsidy. the lowest end that you'd be paying. >> so even on the low end, and $80 to $90 for your average cell phone plan. >> verizon is about $90 a month. at&t, sprint, and t-mobile, it's about $80 a month. so health insurance here in new york, sti...