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Detailed text transcripts for TV channel - FOXNEWS - 20131110:23:17:00

More than 3.5 million americans have now received cancellation notices for their health insurance because of obamacare. the president apologized to them this week but what are folks outside the beltway saying? we re going to hear from two of them now. steven curry joins us from chicago. cade joiner is in atlanta. they are both businessmen who have lost their health care plans. with us here in the studio is ron pollock, executive director of families usa who is working closely with the white house on the rollout of obamacare. steve, let s start with you. we want to put up the letter that you received from blue cross-blue shield of illinois canceling your current policy. you were paying $877 a month for your family of four with a $3,500 deductible. the new plan they offered under obamacare is $525 a month but with a $12,700 ....

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Detailed text transcripts for TV channel - FOXNEWS - 20131110:19:21:00

Cade s specific situation but there are several things that are going to be significant improvements. first, a lot of these policies are like swiss cheese policies. they are insurance that doesn t insure. i ll give you two examples that are very significant. so many of these insurance policies have annual caps or they may have lifetime caps on how much they will spend out if somebody has a major illness. obviously that s something people really want protection for. if they have a major accident or major illness they don t all of a sudden want to be in a no-insurance zone. that is an area where these are subpar policies. really important here is that the vast majority of people who have private individual insurance, they will be eligible for substantial subsidies. for a family of four you heard thaos these guys say it will cost them ....

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Detailed text transcripts for TV channel - FOXNEWS - 20131110:23:26:00

That they don t have that anymore. obviously the president has made that clear. for the vast majority of people, they do not have they either don t have coverage. we got 48 million people in the country without any health insurance whatsoever. they can t afford it. they have been denied coverage by an insurance company. the question is do people like steve and cade who pay their bills, creating jobs, do they need to get messed over to solve the problem of the uninsured? let me ask you specifically, when the president apologized and he was apologizing to folks like cade and steve who are going to lose their policies, he said he would try to find some administrative fix to help them. but he can t uncancel their policies, can he? no, he can t change that. in fact, there are a lot of insurance companies that go in and out of the market all the time. there s nothing either prior to the affordable care act how can he help them? ....

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Detailed text transcripts for TV channel - FOXNEWS - 20131110:23:21:00

i don t know steven or cade s specific situation but there are several things that are going to be significant improvements. first, a lot of these policies are like swiss cheese policies. they are insurance that doesn t insure. i ll give you two examples that are very significant. so many of these insurance policies have annual caps or they may have lifetime caps on how much they will spend out if somebody has a major illness. obviously that s something people really want protection for. if they have a major accident or major illness they don t all of a sudden want to be in a no-insurance zone. that is an area where these are subpar policies. another thing that is really important here is that the vast majority of people who have private individual insurance, they will be eligible for substantial subsidies. for a family of four you heard thaos these guys say it will cost them ....

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Detailed text transcripts for TV channel - FOXNEWS - 20131110:19:28:00

you re saying you may ignore the individual mandate, pay the penalty which is $95 in the first year and a guy who had health insurance is going to go without? yeah, that s a very good possibility, chris. steve, what about you? have you gone on the website? what are your thoughts? my situation is i m going to have about $9,000 more out of pocket this coming next year just because of this change. that s $9,000 i don t have to spend in the economy anymore. that s a problem. secondly, i m going to carry coverage because i have two kids and a wife and i believed in my coverage prior but now i ve got to make choices. to go often healthcare.gov, it doesn t make sense when people aren t going to get subsidies. the policies in illinois are the same on the exchange and off the exchange. if i m not going to get a subsidy, i don t have to go to that website. gentlemen, we re going to have to leave it there. ron, steve, cade, thank you all for joining us today. ....

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