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Prizes for new diagnostic techniques and ways to prevent injuries. and justin timberlake's fifth time as host was a charm for "saturday night live." his hosting gig this weekend reportedly brought "snl" its highest ratings since january 2012, when charles barkley hosted. in this week's american journey, a company in iowa is working on a new way to avoid all those fees that credit card companies charge. the companies trying to change the way we pay for things, by taking both credit cards and cash out of the mix altogether. once again, here's tom foreman. far from the bustle of new york, c...

Reportedly brought "snl" its highest ratings since january 2012, when charles barkley hosted. in this week's american journey, a company in iowa is working on a new way to avoid all those fees that credit card companies charge. the company's trying to change the way we pay for things, gi taking both credit cards and cash out of the mix all together. once again, here's tom foreman. far from the bustle of new york, chicago, and other financial powerhouses, in des moines, bill mill is leading an economic revolution. you're basically trying to kill money, aren't you? >> well, we're trying to g...

You're basically trying to kill money, aren't you? >> well, we're trying to give people a better alternative to actual cash, yes. and he explains it with a quick stop in a restaurant, his cell phone and the app that connects him to his company, called dwalla. so i sit down here and i order a cheese panini and the bill comes and what do i do? >> basically, i just select the location, type in how much i owe them and hit pay, they confirm that i paid, and the transaction is over. >> that's it? >> that's it. no cards, no cash, no nothing, just all based on the internet. >> reporter: the target is ...