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let's go to kelly o'grady on why this is so different. kelly? >> well, great to see you, neil. yeah, when i woke up this morning and i heard that j.p. morgan chase had taken over first republic, it reminded of 2008 when you saw them take over bear stearns, when you saw them take over washington mutual. one of the key take-aways, the big bank banks keep getting bigger. j.p. morgan won out on a competitive bidding process. they're taking over all deposits. the bank will also make a 10.6 million payment to the fdic as part of this takeover. they were operating as usual today. the one th...

Real estate. it is a problem for the banking business if we have commercial real estate defaults. people have been predicting the defaults since covid happened and we haven't gotten it yet. >> neil: here's what i'm happy about. you're still with us. a year ago, your close friend and it was looking dire for you. you had a prostate cancer diagnosis. one year later, you're cancer free. how you doing? you have a great article on it today on a website and elsewhere. explain this journey real quick. >> well, it was on foxbusiness.com. the day i found out, i had rising psa levels. that's an enzyme in...