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The best cheap car insurance in South Carolina f11 photo/Shutterstock Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. The average South Carolina driver spends about $1,022 per year on car insurance , according to the Insurance Information Institute. As you re shopping for car insurance coverage, you might notice that prices vary widely. Each car insurance company prices its premiums differently, weighing a variety of factors that influence your cost of coverage. Things like your age, gender, years of driving experience, and more can all influence the price you ll pay for coverage. ....