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Nick Telfer: Why not Serious Illness Cover? By Nick Telfer, protection development manager, VitalityLife
Published: 16/04/2021
Considering its unique coverage for a number of common conditions, shouldnât advisers feel compelled to justify why they havenât recommended Serious Illness Cover, rather than why they have?
If we start from the customer perspective, then it is hard for an adviser to justify not considering Serious Illness Cover as part of a critical illness recommendation to clients. Both have been designed to meet the same customer need: namely, to protect against the financial and emotional impact of a major illness. Yes, they work slightly differently but the key difference is how and when they pay out.
connections and connect the dots to show how he was involved and not just what drugs she took but how she actually took the drugs, i think they are going to weigh and consider that. and it s going to hurt him. and the statements like that that come in against him, they re certainly not going to help him in his defense. there s got to be something they ve got to consider and it makes a difference to the case. danny, what about the presence of this mistress gypsy? well, we ve seen many defendants unfortunately in america it s a fact of life that people engage in nonsense with mistresses or whoever. and we ve seen a lot of defense. that s the prosecution s chief motive here. and the problem is, the prosecution has to hope that that motive is so powerful and this behavior is so odd and unexplainable that it will get them over the fact that they simply do not have science in their favor. you look for the defense to absolutely hammer home the fact that each of these medical examiners nev
problem they have is that not one, not two but three of the prosecution s medical examiner experts concluded that cardiac arrythmia may have caused the death. you have to wonder if that s going to get them to that reasonable doubt that the defense needs. the only thing is that recently in other cases we ve seen similar evidence be enough for conviction. so it is a question of whether the science will be enough for this jury. and paul, the prosecution says that their plan on calling several inmates who are going to testify that mcneal told them he was responsible for his wife s death and that the cops wouldn t be able to pin it on him. i mean, does testimony from inmates hold a lot of weight? well, it matters. it depends. each case is unique. but as a juror when you hear information like that you have to weigh and consider it. i think what they re really going to be pushing this jury is to try and present evidence to them to show them just how much influence he had on her exact deat
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