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We know what exists. central brangs supporting it. if you could go to d.c. with one piece of legislative proposal right now on the heat of the jamie dimon conflict much interest of federal reserve, all the -- what was the one -- what would be the one bill you would put in front of our congress this summer that could move us closer to the direction mike mayo is talking about right now? >> i think -- put your finger on the first step of a multistep bill which is capital is important. we know from -- through history, the capital can easily be manipulateded. risk weighted capital. it is really not...