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Can You Get Life Insurance if You Smoke Marijuana? The short answer: Yes, but you may need to shop around to avoid paying too much Author: By Eric Goldschein Though it’s increasingly legal, marijuana can still raise red flags for life insurance companies. While some insurers don’t mind covering you if you use pot, others will charge you higher rates or deny your application outright. About 22.2 million Americans use marijuana every month, according to the Centers for Disease Control and Prevention. It’s now legal for medical use in 36 states and for recreational use in 15, as well as fo...

KXLY January 19, 2021 5:13 PM Eric Goldschein Posted: Updated: Getty Images Though it’s increasingly legal, marijuana can still raise red flags for life insurance companies. While some insurers don’t mind covering you if you use pot, others will charge you higher rates or deny your application outright. About 22.2 million Americans use marijuana every month, according to the Centers for Disease Control and Prevention. It’s now legal for medical use in 36 states and for recreational use in 15, as well as for both in Washington, D.C. If you’re one of the millions of Americans ...

What Are Insurance Riders? © Money Money101-Riders A rider — also known as an insurance endorsement — is an optional provision that can alter the coverage of a standard insurance policy. Riders can be used to add benefits to a policy or to amend its terms, which allows for customization without having to cancel the policy or purchase a new one. Popular Searches What You Should Know Riders can help policyholders customize insurance products to meet their particular coverage needs by addressing issues or items that are not in the original policy contract. A rider is not a standalone prod...

What to Know About Your Health Insurance Before You're Even Exposed to COVID-19 14 Shares As COVID-19 cases continue to surge, millions of Americans may need to seek either inpatient or outpatient care while battling the virus. But it's no secret that healthcare costs can be exorbitant, so it's important to be aware of whether or not your insurance plan covers COVID-19 treatment. Like everything else pertaining to health insurance, the answer varies depending on your plan and the type of treatment you require. Here's what experts say you should know. Chris Abrams, a licensed insurance agent a...

As COVID-19 cases continue to surge, millions of Americans may need to seek either inpatient or outpatient care while battling the virus. But it's no secret that healthcare costs can be exorbitant, so it's important to be aware of whether or not your insurance plan covers COVID-19 treatment.