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Operator Ladies and gentlemen, thank you for standing by, and welcome to the Meta Financial Group Third Quarter Fiscal Year 2021 Investor Conference Call. [Operator Instructions] As a reminder, the conference call is being recorded. I would now like to turn the call over to Brittany Kelley Elsasser, Director of Investor Relations. Please go ahead. Brittany Kelley Elsasser -- Director of Investor Relations Thank you. I would like to welcome everyone to the Meta Financial Group conference call and webcast. Where, President and CEO, Brad Hanson; and Executive Vice President and CFO, Glen Herric...

According to Statista, in 2019, North American corporations spent an estimated $169.4 billion on corporate training initiatives. In the United States alone, $82.5 billion was spent in 2020 on corporate training, despite the enormous limitations in travel due to the COVID-19 pandemic. Every successful company needs training to evolve, improve performance and to embrace best practices that are happening around the globe. Corporate stagnation is a death knell, even for the smallest of small businesses. Knowledge, agility, and innovation are the fundamentals of survival. In January 2020, the Unit...