Standards and other standards for acreal reporting, consumer predictions, minimal coverage, so stephanie's exactly right, so these insurance plans are real insurance plans that provide people with a minimum set of benefits set by the state. >> set by the state. >> my father was a mechanic. when a car's transmission was broken, we didn't. >> i nudes i shouldn't have brought up a car analogy. >> we didn't pour a quart of oil in the engine. we few it was fundamentally broken. obama care is fundamentally broken. >> in what way? >> it's not working right now. >> well, how do you know? >> don't you ...