Their own checking account. go over all the hidden fees. he had no idea if you go to a different machine, there's going to be a fee here. >> it adds up. >> that's right. that's the banking. of course, make sure you go overdraft, minimum balances, any of the hidden fees. the next thing is going to be credit cards and debit cards. >> especially for incoming freshmen, it's extraordinary how the credit companies seek out kids. you're trying to figure out your schedule, and now you're trying to make a decision about a credit card. >> my children know that they are not to deal with those offers, tha...