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But why can't we agree on those insurance reforms we've talked about? why can't we come to agreement on purchasing across state lines and do something about the biggest cost driver, which is medical malpractice and the defense of medicine doctors practice. we can get somewhere and get it into law in the next several months. >> john, the challenge i have here -- and this happened periodically -- is every so often we have a pretty good conversation trying to get on specifics then we go back to the standard talking points democrats and republicans have had the last year. and that doesn't drive us...

Amount of money that you can charge an older, pre-senior consumer over the younger consumer. obamacare limited that to a 3-1 ratio. the house bill upped that to the 5-1 ratio. i'm going to be curious to see whether or not the states are allowed to opt out altogether. a lot of conservative policy wonks think that's a big cost driver, a potentially big deal and sweetener of sorts. then you have to look on the moderate republican side with respect to the medicaid expansion and if you are going to provide a path, as rob portman put it, something that's potentially four years long, doesn't begin un...