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Promoting consumer finance to fight black credit: experts 10:17 | 24/01/2021 Promoting consumer finance and simplifying procedures for loan applications would be a priority for commercial banks, financial companies and microfinance institutions as part of efforts to limit black credit, a conference heard in Ho Chi Minh City on January 20. Delegates at the conference on identifying and repelling black credit activities in HCM City on January 20 (Photo: VNA) HCM City - Promoting consumer finance and simplifying procedures for loan applications would be a priority for commercial banks, financial companies and microfinance institutions as part of efforts to limit black credit, a conference heard in Ho Chi Minh City on January 20. ....