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That it's raising its premiums is because so many people are dropping out of individual coverage because the economy's so bad, you know, and that leaves the people the people that need medical care without insurance. one of the reasons that businesses are not expanding right now, in addition to some of the credit issues that you talked about, at least according to business leaders, they say there's an uncertainty what they need to plan for because of the energy bill, because of health care. that's what they say. i'm not saying it's true or not. but that's what they say. what do you say when yo...

Traditionally been something that the parties negotiate over, i have a hard time he'll be able to maintain a hard line. >> speaker boehner said he would stop participating in talks directly so i mean the threat is out there. real quick, governor, i have to bring you to the markets and this agency, a second agency, fitch, now warning that it could, all of this could affect the credit rating for the united states when folks start looking at what's happening on wall street, when they hear this threat of credit issues or credit rating for this country. being downgraded. does that expedite the talk...

Employment situation. stephen's right, we've got commodity price increases, we've got oil at $85 a barrel. we still have credit issues. what's your view on where we are right now? more positive? more negative? legs? short legs? what do you think this economy's about? >> i think the legs are short and wobbly, honestly. i'm in the skeptical camp. we have, in addition to all the factors we just talked about, you've still got major, major real estate issues. i'm not just talking about housing although it's a huge issue. there are something like 6 million homeowners now who are behind in their mort...