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Two pieces of recently published research confirm that a lack of trust towards the advice community continues to dog our profession.
If these illiquid, high-risk investments go south and savers lose out, the press will have a field day and we will have another pensions scandal on our hands.
An older age and weathered look in the advice space is well placed to soak up the trials and tribulations of complicated lives and make them easier.
One of my various bizarre, masochistic hobbies is reading those LinkedIn lists of ‘traits of successful advisers’ to see how many I don’t have (spoiler alert: usually all of them).
Should we be advising early mortgage repayments ahead of investing? It is an age-old question and individual circumstances will determine the right answer. However, given current interest rates, available mortgage deals, inflation and the like, now is a good time to consider what action to take here.