Ally Financial Inc (ALLY) Q4 2020 Earnings Call Transcript
Operator Ladies and gentlemen, thank you for standing by, and welcome to the Ally Financial's Fourth Quarter and Full Year 2020 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] I would now like to hand the conference to your speaker today, Daniel Eller of Investor Relations. Please go ahead, sir. Daniel Eller -- Investor Relations Thank you, operator. We appreciate everyone joining us to review Ally Financial's fourth quarter and full year 2020 results this morning. We have JB, Jeff Brown, our CEO; and Jenn...