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Atom Bank has launched broker-instructed valuations and made improvements to its commercial mortgage underwriting process. The company says the aim is to speed up and simplify processes for brokers and estimates it could reduce the time to completion by up to two weeks. The new feature allows brokers to directly
Atom bank has cut rates on its recovery loan scheme and standard secured loans for small businesses, while lifting procuration fees for brokers. The digital lender says its variable product rates have come down by up to 50 basis points, while its fixed product rates have been reduced by up to 45bps. The move
14 th April 2021 12:36 pm Atom has returned to 95 per cent LTV lending with a choice of two and five-year fixed rate deals. The app-based lender is offering a two-year fixed rate at 4.09 per cent and a five-year fixed at 4.14 per cent. Both products have no fee, come with £500 cashback and a free standard valuation. The deals are available for both purchases and remortgage. It comes after Moneyfacts reported that the number of deals for borrowers with a 5 per cent deposit increased from 5 to 34 between March and April. Director of intermediary lending David Castling says: “Over the pas...