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Operator Ladies and gentlemen, thank you for standing by, and welcome to the Simmons First National Corporation Fourth Quarter Earnings Call and Webcast. [Operator Instructions] I would now like to hand over the conference call to Mr. Steve Massanelli. You may begin. Stephen C. Massanelli -- Executive Vice President, Chief Administrative Officer and Investor Relations Officer Good morning, and thank you for joining our fourth quarter earnings call. My name is Steve Massanelli, and I serve as Chief Administrative Officer and Investor Relations Officer of Simmons First National Corporation. Jo...

Operator Good day and welcome to the Pacific Premier Bancorp Fourth Quarter 2020 Conference Call. [Operator Instructions] Please note that this event is being recorded. I would now like to turn the conference over to Steve Gardner, Chairman, President and CEO. Please go ahead. Steven R. Gardner -- Chairman, President and Chief Executive Officer Thank you, Allie. Good morning, everyone. I appreciate you joining us today. As you are all aware, earlier this morning we released our earnings report for the fourth quarter of 2020. We have also published an updated investor presentation that we wil...

Operator Hello and welcome to Banc of California's Fourth Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Today's call is being recorded, and a copy of the recording will be available later today on the company's Investor Relations website. Today's presentation will also include non-GAAP measures. The reconciliation for these and additional required information is available in the earnings press release. The referenced presentation is avail...

Operator Good day and welcome to the Banner Corporation's 4Q 2020 Conference Call and Webcast. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] I would now like to turn the conference over to Mark Grescovich, President and Chief Executive Officer of Banner Corporation. Please go ahead. Mark J. Grescovich -- President & Chief Executive Officer Thank you, Sarah, and good morning, everyone. I would also like to welcome you to the fourth quarter and full-year 2020 earnings call...