Directly related to the fact that households aren't. the savings rate is going down, the debt rate is going up, and if apple is saying, a, we don't see a great investment out there to make, so we'll be paying out dividends. this is more bearish signs, i think, for the future of the economy. with the corporate savings rate being so high and apple paying this dividend is saying, well, we're not confident that funeral american conservatives will have that future power. that's one of those things, the high corporate savings rate and high savings rate show us. >> i guess if they're forced to raise ...