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Term life insurance, or term life assurance, provides a cash lump sum for your loved ones if you die within a set period. Find out how level, decreasing and increasing term insurance works, and how to get the right cover for you and your family.
There are several different kinds of life insurance such as whole-of-life and term assurance. We will explain what the difference policies are, how they work, and where to find the best deals to help you understand how it works.
Becoming a homeowner can be a tedious and tiring process. There’s endless paperwork and work to do, from renovation woes to buying home insurance. And for those buying HDB flats, there’s just one more thing you need to know: Home Protection Scheme (HPS). Having existed for two decades, the Home Protection Scheme saw its premiums reduced on July 1, 2021...
March 15, 2021 Pexels Besides their love for acronyms, the government also has a soft spot for schemes. And if you’re an HDB flat owner, the Home Protection Scheme (HPS) is one of the many schemes you might be forced to take part in. In a nutshell, the HPS offers insurance protection that ensures that you and your family will not lose your HDB flat if you die and can’t repay your home loan. Let’s find out more about it. What is this Home Protection Scheme (HPS)? The Home Protection Scheme (HPS) is a mortgage-reducing term insurance scheme that protects HDB flat buyers/owners.