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Restructuring the bank, by doing that with the folkses that would want to do that, of which there is an abundance, go down the list, we've never done that because we don't want to admit that we, politically and financially, subsidized a massive housing bubble for political purposeses that goes back to bill clinton. until we can see that we did this and we screwed it up and it's a failed experiment and we're going to now have to fix it, instead of saying the experiment has failed but it really didn't fail, we're just going to keep doing it is like holding the world's head under water. >> do you...