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How we're now going to become different kinds of people. i think i'm hearing that all over as people are saying we've got to train our kids to understand that it isn't going to be the affluent life that they were raised to. >> and also that, i mean, there almost seems to really need to be a reset. in my -- >> a reset. >> in my growing up i was surrounded by people, many of whom i don't know, didn't make as -- but they had so many things. i mean, they put everything on credit. i never really understood it because my parents are eastern european immigrants and had a sense of holding back, buy us...