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That is an expensive and incredible endeavor. >> isn't carnival based in the united states? >> i wish it were that simple and i have had so many federal court judges say there is no way you can have jurisdiction over there. carnival is here and the parent corporation of costa. but costa makes the argument that everybody buys the cruises in america but you have to sue us in genoa italy. to be clear if this is a costa cruise that leaves out of miami the forum selection clause in the ticket contract would say sue in miami but because this didn't touch a u.s. port they put in a clause that says if...

Street reform consumer protection act. 2019 pages. supposed to protect us while allowing lending. will it? go back to our ceo's banker bob allen and bob whalen who prospered by borrowing money . these are not mean people who do does this protect us? >> no. it was supposed to be a systemic risk of too big to fail. no, it didn't touch that and only people they're slapping down. the bankers are on main street and not the ones that caused the problem. stop systemic risk too big to fail and protect the consumer. as you read that. it is not accomplishing that either. law of unintended consequences.

2019 pages. supposed to protect us while allowing lending. will it? go back to our ceo's banker bob allen and bob whalen who prospered by borrowing money . these are not mean people who do does this protect us? >> no. it was supposed to be a systemic risk of too big to fail. no, it didn't touch that and only people they're slapping down. the bankers are on main street and not the ones that caused the problem. stop systemic risk too big to fail and protect the consumer. as you read that. it is not accomplishing that either. law of unintended consequences. >> what is scary about this bill, if yo...

Street reform consumer protection act. 2019 pages. supposed to protect us while allowing lending. will it? go back to our ceo's banker bob allen and bob whalen who prospered by borrowing money . these are not mean people who do does this protect us? >> no. it was supposed to be a systemic risk of too big to fail. no, it didn't touch that and only people they're slapping down. the bankers are on main street and not the ones that caused the problem. stop systemic risk too big to fail and protect the consumer. as you read that. it is not accomplishing that either. law of unintended

Relief, it wasn't as bad as it could have been. it wasn't as helpful as they had hoped and their $600 million in lobbying had hoped for, but it was better than that. other things consumers didn't get -- auto loans aren't in this. the consumer protection agency will not cover auto loans. that's still individual dealers and individual companies allowed to do that. they didn't touch fannie mae and freddie mac which are wards of the state and huge problems for the american taxpayer. didn't touch that at all. >> what would have been recommended? when we talk about what fannie and freddie do and a l...