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That in many cases, though not all, climate change is not necessarily causing these storms to happen but can increase the severity of them. and so the differentials between hot and cold in currents in the ocean and thus in the climate can make storms more severe, can cause more storm surge, is causing sea level rise. so it's really an issue of degrees in severity in many cases that climate change is causing. but again, there are people that have an agenda and they want air time. they will argue this until the end of their days, i'm sure. but the end of the day, the evidence is overwhelming. an...

Either way about climate change. are they right? >> one of the things that's important to remember too is that in many cases, though not all, climate change is not necessarily causing these storms to happen but can increase the severity of them. and so the differentials between hot and cold in currents in the ocean and thus in the climate can make storms more severe, can cause more storm surge, is causing sea level rise. so it's really an issue of degrees in severity in many cases that climate change is causing. but again, there are people that have an agenda and they want air time. they will ...

People's pockets is going to be as worthless as a confederate dollar after the war between the states. >> all of this represents a profound misreading of american history. the country needs a better understanding of the black experience in america, past, present, and future. that's why i was so happy to have a chance to speak with harvard professor henry lewis gates and investor glen hutchens who donated $15 million to help professor gates launch the new hutchens center for african and african-american research. the largest center of its kind in the country. i began by asking dr. gates why the...

Differentials based on these factors will push premiums higher primarily on people that will be struggling to pay the premiums in the first place. >> reporter: a new regulation is 127 pages long dictating every aspect of how employers must run wellness programs, such as smoking cessation and gym memberships and the like an and they are not required to offer wellness programs. some could drop them all together. in the state exchanges there is apparently some flexibility was washington d.c. recently decided not to charge smokers more but state exchanges can let insurers charge more if they wish....

According to new regulations just issued by the administration. listen for smoking, for being overweight, for being obese for not needing. 30% more for smoking 50% more. smoker does run up more healthcare bills. that and other unhealthy conditions are associated with lower incomes. so higher rates would hit hardest those the administration set out to help. >> yes, allowing premium differentials based on these factors will push premiums higher on the people struggling to pay the premiums in the first place. >> many employers already offer wellness programs, shep. the new 123 page regulation tel...