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Trying to stack the courts. how critical is this power play by senate democrats? >> it is very important because the president nominated three people to take seats on the d.c. court of appeals and that is the second most important court in the land because it makes limits on federal power and things like what the epa can and can't due. one of the nominees is nina and she is getting support and they are saying she is qualified and should be put on the bench right away >> they don't come anymore fair minded, acomplished and experien experience. >> she has been blocked by the republicans now. and...

Correspondent stephanie. >> time now for the help desk where we get answers to your financial questions. joining me this hour, doug flynn, certified financial planner and founder of capital management and rob kurtz, executive manager of aol small business. thanks for being here. >> good to we so you. >> first question is from ianna. he writes this, i have had not such grade correct dit due to not making enough money and having too much debt to credit. i have a good job now. i have enrolled in a debt consolidation program about three years ago so my debt to credit ratio is better. is there anyt...