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As of right now, it's 16 states and dc are in the process of creating these exchanges, right, before the 2014 deadline? >> yes. >> elisabeth: what does that mean for americans? >> we've long known it would propel more people into our u.s. health care coverage. what we've seen starting may, insurers dropping out of the individual market and that means that costs could really go up for consumers if demand is going up and supply is going down. both of those things can spike prices. >> elisabeth: right. also less competition to reserve the consumer -- really serve the consumer well. some of the co...

>> brian: when you first got won over by allegation. >> rosy attacked her and what she did to rosy was unbelievable. in fact, she never showed up again. that's the real elizabeth. very tough and nice. stay friendly with her. [ laughter ] >> elisabeth: there is your warning. >> steve: i saw her on "survivor". >> brian: as long as she's here every monday, you'll be here? >> i might do that. >> elisabeth: as long as we coordinate our tie and dress. coming up, major insurers pulling out of some states and you can thank obamacare for that. what does it all mean for your health care? that's up next....