Debt and the costs of those companies are then passed on to the rest of us, and that's what we are paying for, several million pounds to pick up for unpaid charges. they may be trying to build up a buffer to deal with that situation, particularly the smaller companies could be possibly doing that. but i would be very surprised if the larger energy companies would be stupid enough to try and increase their direct debits more than they should be. just their direct debits more than they should be. , , ., ., , ., should be. just one final question, if i ma - should be. just one final question, if ...