Natwest group chairman sir howard davies has apologised after he suggested it was not "that difficult" to get on the property ladder. speaking on radio 4's today programme, he also said that prospective buyers have to save, and that "is the way it always used to be." let's have a listen. when do you think it's going to be easier for people to get on the property ladder in this country? well, i don't think it's that difficult at the moment. to buy a house in this country?! are we living in the same country or are you reporting from overseas?! you have to save, and that is the way it always used...