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I'm 37 and am investing Rs 17K monthly in LIC Jeevan Umang. I am thinking of starting an SIP in a small-cap fund. Is this the right time to invest in mutual funds? - Vimarsana News

I'm 37 and am investing Rs 17K monthly in LIC Jeevan Umang. I am thinking of starting an SIP in a small-cap fund. Is this the right time to invest in mutual funds?

Long-term investments should have the capacity to beat inflation by at least two times; unfortunately, this is an aspect where most insurance products fall short