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Options are a useful tool for investors looking to bet on a directional price move, generate income and hedge portfolio positions. Options are part of an asset class known as "derivatives," which means they derive their value from an underlying asset. For our purposes here, we'll focus on equity, index and exchange-traded fund (ETF) options, which are among the most actively traded.Formally, options are contracts that give the buyer the right, but not the obligation, to buy or sell a predetermin

Without obvious signs of contamination like the mold in this jam, consumers use expiration dates to decide whether to keep or throw away food. Ralf Geithe via iStock/Getty ImagesHumans get sick with listeria infections, or listeriosis, from eating soil-contaminated food, undercooked meat or dairy products that are raw, or unpasteurized. Listeria can cause convulsions, coma, miscarriage and birth defects. And it’s the third leading cause of food poisoning deaths in the U.S. Avoiding unseen food h

For prizes below $100, claiming your winnings is relatively simple. Winners have the option to either visit any licensed lottery retailer or the lottery customer service office in their state to collect cash in person.

Expired drugs can lose its potency or release toxic by-product(s). Disposal should be done properly, as these can accidentally be misused by children.