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Fees, you know, atm fees being passed on to consumers. more regulation, well, it's going to be passed on to the consumer. you know, you hear it over and over again from critics who say, you know what, wall street brought down the economy. nobody's gone to jail. is that a misplaced criticism? >> no, there is a sense of there's been no -- an old testament justice here. the known was punished. look, with i think -- you can say these bad actors should be punished. go punish the bad actors. i think when you say that wall street, well, i think that's not true. not everything on wall street was bad. ...

I trust you actually. not all politicians are bad. there's some fabulously smart, bright people in washington. i don't like this attitude to just blame everybody. if you think somebody did something wrong, go get those people that did something wrong and blame them. in the meantime, those of us should get together, hold hands, collaborate, business and government together to fix the problem. it's very hard for the government to do this on its own, and business can't do it without the collaboration of the government. >> let's talk about the economy, and probably the biggest political economic q...