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Digital lending space ripe for firm regulation Tuesday March 09 2021 Summary Over time lending has become more sophisticated which led to the creation of banks which issue loans to borrowers at an interest. The growth of the banking sector necessitated heavy regulation to protect and guide the sectors’ players and to balance risks and opportunities in loan transactions. Modern day lending has moved away from the traditional mode where loans were mainly accessible through the banks to digital lending. The concept of money lending has existed for millennia. Since the commencement of trade, human beings have, on occasion, found themselves on economically unequal situations where one cannot always afford to pay for what they need. It is for this reason that in early civilisations, farmers would borrow seeds and repay with grain after their fields yielded a harvest. They would also borrow livestock on the promise that it would be returned upon the arrival of a new calf.

Communications authority of kenyaDigital lenders association of kenyaCentral bankCompetition authority of kenyaAirtel moneyCommunications authorityDigital lenders associationReference bureausCompetition authorityFinancial markets conduct billதகவல்தொடர்புகள் அதிகாரம் ஆஃப் கேந்யடிஜிட்டல் கடன் வழங்குநர்கள் சங்கம் ஆஃப் கேந்யமைய வங்கிபோட்டி அதிகாரம் ஆஃப் கேந்யஏர்டெல் பணம்தகவல்தொடர்புகள் அதிகாரம்